// Calculators

Run the numbers before you hire.

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CALC_01 · Forecast_vs_hire

Fractional CMO or full-time hire?

Six-month cash for a fractional CMO versus a loaded full-time hire, using my published retainer bands ($4k–$18k / month).

Company_profile● Live model
Stage
$3.5M
$0.5M$15M$50M
4 people
None yet40
Growth goal, next 12 months
EngagementSuggested for this profile

Example values. Replace with yours. Nothing you type leaves your browser.

Recommended: fractional
Six-month cash saved vs. a full-time hire ·

Fractional total
Full-time total
Share of FTE cash
Fractional CMO
6-month retainer
Full-time hire
Salary
Benefits & payroll tax
Retained search
Onboarding & setup
Cumulative_cash

Six-month outlay. Full-time recruiting is front-loaded; salary starts after the search.

FractionalFull-time
◷ Search gapWithout a CMO if you hire full-time
◷ Productive weeksFractional vs full-time in this window
$ Cost / productive weekCash divided by weeks of productive output
$ Cash savedFull-time total minus fractional total
◎ What you are buying
FractionalFull-time
Time to first week of work1–2 weeks
What you commit toSalary, benefits and a long search
EquityRare, sometimes advisoryTypically 0.5–1.5%
Notice / unwind30–60 daysSeverance + 3–6 month search to replace
Best atStrategy, system design, operator coachingBuilding a resident org day to day

A full-time CMO usually makes sense once marketing is a multi-squad function and the six-month fractional bill approaches the cost of a hire. Until then you are paying for a seat the org cannot yet fill. Model excludes equity. Example assumptions; edit them under Model assumptions.

// Worked_example

The default case, in plain numbers.

A Series A company at $3.5M ARR, with a marketing team of 4, an aggressive growth goal and the Fractional CMO scope.

Over six months, a fractional CMO at $10,000 a month costs $60,000. A full-time CMO costs about $132,000 in the same window: a $228,000 base salary that starts after a 13-week search, 30% benefits and payroll tax, a 20% retained search fee and $12,000 for onboarding.

The fractional CMO gives about 24 productive weeks in that window. The full-time hire gives about 6, after the search and a 7-week ramp.

These are example assumptions, not quotes. Change them under Model assumptions in the calculator.

// FAQ

Frequently asked questions.

How much does a full-time CMO cost compared with a fractional one?

In the default example, a fractional CMO at $10,000 a month costs $60,000 over six months. A full-time CMO costs about $132,000 in the same window: a $228,000 base that starts after a 13-week search, 30% benefits and payroll tax, a 20% retained search fee and $12,000 for onboarding. These are example assumptions, not quotes, and you can change them in the calculator.

How fast does a fractional CMO start producing compared with a new hire?

A fractional CMO starts in 1 to 2 weeks. In the worked example that gives about 24 productive weeks over six months, against about 6 for a full-time hire after the search and a 7-week ramp.

Do fractional CMOs take equity?

Rarely, and sometimes as advisory equity. A full-time CMO typically gets 0.5 to 1.5%. The calculator model excludes equity.

When does it make sense to switch to a full-time CMO?

A full-time CMO usually makes sense once marketing is a multi-squad function and the six-month fractional bill approaches the cost of a hire. Until then you are paying for a seat the org can’t fill yet.

// Next_step

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